Warning: Late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Learn more about Before Payday and the short term loans we offer. As a short term loan broker we can introduce you to short term brokers and installment loan lenders.
Learn more about us
Before Payday will search and compare multiple lenders and brokers for the best possible short term loan that meets your requirements and needs. There is no paperwork or anything to sign. Complete our simple online application form which is quick and easy to use. It only takes a few minutes to complete and receive a loan offer†.
At Before Payday we can help cover your emergency cash flow issues, helping you avoid bank or credit card charges, and pay unexpected bills such as household repairs or one-off expenses. You should only use this type of funding if it is suitable for you to do so, and other forms of funding may be more appropriate for longer loan periods.
How the Before Payday service works
After you complete and submit the application form we will then search our panel of brokers and lenders. This only takes a few minutes.
We will match you to a lender or broker based on your criteria. If your application is approved your short term loan could be with you in under 24 hours but in some cases this could take 2-3 working days†. Some times you may be required to send in additional documents before a loan is funded but in most many cases this can be done online.
An example of our short term loan rates.
Representative example: if you borrow £500 over 5 months at a flat rate of 292% per annum (fixed) with a representative 1,301.6% APR you will make 5 monthly payments of £172.06, repaying £860.30 in total. Rates from 49.6% APR to 1,301.6% APR. A short term high cost loan should not be used as a long term solution. We are a broker not a lender. We don't charge fees. We don't sell your personal information. We may receive a commission from lenders when you take out a loan through us. The amount we're paid may vary depending on the lender and the product. You can ask us for more information about the commission we receive.